Banks & cards in Vietnam
MyMoneyWent never asks for your bank login, password, OTP or card number. It works from notices: transfer notices from a bank-connection provider such as SePay, and the payment alert emails your bank already sends.
The same path whether you transfer via QR or swipe a card.
Link a supported bank account to a bank-connection provider such as SePay. For cards, MyMoneyWent works from the alert email your bank already sends; we’ll spell out the hosted steps before you connect anything.
Pair your private Telegram or Zalo chat so every recorded transfer and swipe lands where you already message.
Tap a category once when a new merchant appears, save a keyword rule, and future payments from that merchant file themselves. Saving your own rules is part of Pro.
Two ways in, so two lists.
Today the open-source bot you run yourself works with the first 10 of these 15 banks and with Cake by VPBank cards. The hosted launch is planned to add the last 5.
A transfer usually appears in your chat within seconds.
Lists as of 2026, and they can change.
Not on the list? Say so on the waitlist
Banks that email you about each successful card payment can be supported: Cake by VPBank today, more soon.
It reads the alert email your bank already sends for each successful payment.
Works today
Cake Freedom card cashback template Pro at launch
Coming soon
Cake by VPBank debit cards work the same way, minus statement cycles and cashback.
Another bank? Say so on the waitlist
Because it never logs into your bank. Transfers arrive as notices from a bank-connection provider such as SePay, and card swipes from the alert email your bank already sends you.
Usually within a few seconds of the transfer completing, once the provider sends its notice. VPBank, Sacombank and TPBank reach SePay through SMS banking, so they can take a little longer.
Only if MyMoneyWent can read that bank’s alert email. Today that’s Cake by VPBank, which also has a ready-made cashback template. Another bank that emails you about each successful payment can be added, so tell us yours when you join.
Leave your email for the waitlist, then tick your banks and chat app on the next screen.